It's expensive to live in New Jersey; that's not an opinion or a hot take, that's just a stone-cold fact.

It's not just home buying; rent prices in the Garden State are wild as well; in some areas, apartments are going for upwards of $3,500 a month, which is insane!

READ MORE: 2 NJ Restaurants Ranked Among The Most Beautiful In The State

When my wife and I bought our home in Ocean Gate about 2 years ago, our mortgage was only like one hundred dollars more than our rent was when we were living in Seaside, which is just crazy to think about.

Ocean County, NJ, May Be One Of The Last Affordable Shore Areas

Now, if you live in Ocean County, we are, for the most part, one of the last affordable areas to buy a home and still consider yourself living near the shore.

But if you venture just a short trip North on the Parkway, you'll see home prices that are just unfathomable.

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High-income communities that can spend more money on a house than most of us will make in an entire lifetime.

New Jersey Is Home To Some Of The Country's Most Expensive Towns

According to NJ.com, this year's list of the most expensive towns in Jersey consists primarily of towns at the Shore.

Which makes sense, if you want to live near the beach, you're going to have to pay a hefty price tag.

But some of these areas also aren't near the shore; they just happen to be home to houses that cost millions upon millions of dollars.

Check Out The Ten Most Expensive Places To Own A Home In NJ

So, let's explore Jersey's most expensive towns for 2025, but between you and I, we can't even afford to look at these places!

10 NJ Towns With The Most Insane Price Tags

According to NJ.com, these are Jersey's most expensive towns to buy a house in right now. I can't even afford to LOOK at these places!

Gallery Credit: Buehler

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